Have you recently been sued or had a court judgment against you? If so, garnishment of your bank accounts and/or wages may be coming. Protect yourself by calling the law offices of William C. Babut. Serving families and businesses in southeast Michigan, we have helped thousands of people like you immediately stop funds garnishment. Contact us for a free consultation.
Collection agencies often threaten seizure of your assets through garnishment or repossession. The important point to remember is that those threats are empty without a judgment from the courts. If a court ruling is in place, however, your accounts and earnings are in danger of garnishment.
Often, families do not realize their bank accounts have been emptied by creditors until they start receiving insufficient funds notices and accumulating penalties and fees from overdrafts. For paychecks, the human resources manager in payroll likely received notice but may not have forewarned you of the deductions.
You can often recover all or most of the money you have lost through garnishment if you act quickly. The seizure of your bank funds usually occurs only once, but wages may be garnished multiple times. You can legally stop the garnishment in two ways: either paying off your debt or filing for personal bankruptcy.
If you file for bankruptcy in a timely manner and your bank is notified within 30 days of the garnishment, your funds may be returned. Additionally, seized wages greater than $600 can often be returned within 90 days of your filing for personal bankruptcy.
At William C. Babut, P.C., we believe there is no more effective way to stop garnishments, repossessions or creditor harassment than filing for bankruptcy. Our attorneys stand ready to represent your best interests. After discussing your options and deciding how to proceed, our legal team will promptly respond by taking appropriate measures.
As part of our routine, we do same-day bankruptcy filings for our clients and we notify credit card companies, collections agencies and utilities of the automatic stay. Within a matter of hours of contacting our office, you can experience relief. Contact us today. The only thing we are waiting for is your call.
If you are experiencing financial hardship and need the legal advice and representation of an experienced bankruptcy lawyer, please contact the law offices of William C. Babut, P.C. to arrange for a free initial consultation. With four locations in southeast Michigan, we provide quality legal services at affordable price. Contact us by calling 1-800-209-1717 or (734) 485-7000 or by sending an e-mail message.